picture source Equilibrium def: a state of rest or balance due to the equal action of opposing forces. Hello all, After my last post you now know the news. There is a baby on the way! Yes. The wifey and I are very excited. But I must admit, from a frugal perspective, I am terrified. … Continue reading The Baby vs Equilibrium
There is a central theme I am seeing here in the blog-o-sphere. That is, most of the popular financial bloggers already had money or a great education when they became wealthy. I am not discrediting these bloggers in any way. However 10 years ago, when I had no college degree and no special skills and … Continue reading How can you save money if you don’t earn enough?
At one point in my life, I was six figures deep in debt and facing foreclosure. Eventually, I bailed myself out and recovered But what fueled me to persevere when I could have just called it quits?
So we have a new year everyone! Time for unrealistic goals that have no specific action plan or accountability backed behind them. Then, we all extort valuable energy into a direction with no clearly defined path for about 30 days and wonder why 92% of people fail new year resolution goals. Well now, please don't … Continue reading 2017 Reflections and hedonic adaption
Hello everyone, I am here to tell you something that has been lingering through my mind now for some time. That is college, the standard form of US formal education to be exact. I think it's dying. Now I know what you are saying, "what do you mean college is dead? what is this guy … Continue reading The death of college and intro to Frugal U
Hello there, Welcome to another enlightening post in my Poverty Engineering series where I share the mindset and tactics used to help me escape poverty. Today we have a real treat for you. The story pasted below is a beautiful tale of real America. My own personal engagement story is similar. You see, my wife … Continue reading Careful, Cultural Norms can destroy your wealth and happiness
Just yesterday I opened a CD at a bank. Once they heard that I had some extra money they tried to talk me into using that money to buy a home with an excellent mortgage rate. I told them, I already own a home that I paid cash for. Then the bank tried to get … Continue reading Wealth is behavior driven
Hello and welcome to another post in the poverty engineering series where I tackle the social issues surrounding wealth generation. A while ago, I made this YouTube video pasted below. Funny thing is, I still have the same opinion today. The only difference is that now I am an interviewer/manager. Not only do I feel my statement … Continue reading Lessons from the handicapped
Hello and welcome to my first post in the poverty engineering series where I tackle the social issues surrounding wealth generation. I don't claim to have all the answers to poverty, but I can tell you what worked for me. Humility 101 At one time in my life I had the pleasure of introducing … Continue reading Acting ignorant can teach you a lot!