picture source Equilibrium def: a state of rest or balance due to the equal action of opposing forces. Hello all, After my last post you now know the news. There is a baby on the way! Yes. The wifey and I are very excited. But I must admit, from a frugal perspective, I am terrified. … Continue reading The Baby vs Equilibrium
Welcome to another entry in my Frugal Grit series. In case you are new, this series is full of tactics I personally used to optimize my income. No Speculation here. You will only find experiments and lessons learned from the ground level. Hope you enjoy. Most people I know curate their social media page and … Continue reading Peer Pressure can leave you broke
So if you haven't noticed, the feds are slowly increasing interest rates. As I have said in the past, this doesn't mean the sky is falling. And most importantly, there are ways we can capitalize on the benefits of this act. How specifically? We can leverage Money Market savings accounts and CDs (Certificate of Deposit). … Continue reading CD Rates are up!
Well hello there, I have an announcement to make. The Average Joe household is about to grow. That's right. My wife is 20 weeks pregnant! We are so happy and blessed to hear this news. In between rummaging through garage sales for used baby crap to prepare, I started thinking, how can I financially prepare … Continue reading Stash cash as an insurance policy
There is a central theme I am seeing here in the blogosphere. That is, most of the popular financial bloggers already had money or a great education when they became wealthy. I am not discrediting these bloggers in any way. However 10 years ago, when I had no college degree and no special skills and … Continue reading How can you save money if you don’t earn enough?
Just yesterday I volunteered for a 5k race at my church. We raised money for a great cause and all went well. That's all good and great. But sitting in the shade, slowing things down a bit, and turning off my phone helped me see a few things that weren't necessarily displayed. My view while I … Continue reading Giving is a frugal gift to yourself
Cooking all my food at once freezing it and thawing it out throughout the week has helped me achieve ULTRA FRUGALITY!!! Caps lock and bold font aside, a new level of awesome has been achieved in my household. Keep in mind, I am not in anyway qualified to give dietary advice, but I will be as transparent as possible with my own health results in an effort to encourage experimentation.
At one point in my life, I was six figures deep in debt and facing foreclosure. Eventually, I bailed myself out and recovered But what fueled me to persevere when I could have just called it quits?
Every month the wifey and I review our budget and notice that our food line item is always out of control. Similar to that of a hangover, we find ourselves not really knowing what happened
Hello everyone, welcome to another entry in my Frugal Grit series where I review hardcore penny pinching stories that contribute to a sustainable lifestyle. This topic is not for the faint of heart, but if you'd like to start at the beginning, click here. You've been warned. 🙂 I have a short one for you … Continue reading Manual labor and wealth generation are buddies