After the two week paternity leave, I am back! Waking up at 5am again, reading about mutual fund fees vs index fund fees, vacuum sealing organically grown produce and the health benefits of plyometrics. As a new parent seeking financial independence, I have discovered many frugal hacks to help us survive! Keep in mind, the journey … Continue reading Back to the Grind!
“Happiness is the meaning and the purpose of life, the whole aim and end of human existence.” - Aristotle Surprise! The baby is here! And like all births, there is so much excitement and joy. It's overwhelming, to say the least. One element of this new transition which scares me the most is the new … Continue reading Benefits of the lifestyle fast
Freedom, in any case, is only possible by constantly struggling for it. - Albert Einstein Welcome to another entry in my Frugal Grit series. In case you are new here, this series is full of tactics I personally use to optimize my income. No Speculation here. You will only find experiments and lessons learned from … Continue reading Liberation starts with a budget
It's 8:13 am. I, hyped up on my caffeinated coffee buzz, enthusiastically, jump into the elevator on a Thursday morning as if I am Arnold Schwarzenegger about to "terminate" the day's adversities. As soon as I leap into the metal contraption about to effortlessly carry me up to my floor, I noticed three adults in … Continue reading The Elevator Culture Crisis
“Cat: Where are you going? Alice: Which way should I go? Cat: That depends on where you are going. Alice: I don’t know. Cat: Then it doesn’t matter which way you go.” ― Lewis Carroll, Alice in Wonderland Much to my surprise, my portfolio breakdown in my last post caused a few interesting comments on … Continue reading Pay cash for your home vs opportunity cost
Well hello there, today we are going to chat about a topic that is close to my heart. And that is, Financial Independence (FI). To be clear, in the personal finance community, Financial independence is a state in which an individual or household has sufficient wealth to live on without having to depend on income … Continue reading Journey to FI: Intro
picture source Equilibrium def: a state of rest or balance due to the equal action of opposing forces. Hello all, After my last post you now know the news. There is a baby on the way! Yes. The wifey and I are very excited. But I must admit, from a frugal perspective, I am terrified. … Continue reading The Baby vs Equilibrium
Welcome to another entry in my Frugal Grit series. In case you are new, this series is full of tactics I personally used to optimize my income. No Speculation here. You will only find experiments and lessons learned from the ground level. Hope you enjoy. Most people I know curate their social media page and … Continue reading Peer Pressure can leave you broke
So if you haven't noticed, the feds are slowly increasing interest rates. As I have said in the past, this doesn't mean the sky is falling. And most importantly, there are ways we can capitalize on the benefits of this act. How specifically? We can leverage Money Market savings accounts and CDs (Certificate of Deposit). … Continue reading CD Rates are up!
Well hello there, I have an announcement to make. The Average Joe household is about to grow. That's right. My wife is 20 weeks pregnant! We are so happy and blessed to hear this news. In between rummaging through garage sales for used baby crap to prepare, I started thinking, how can I financially prepare … Continue reading Stash cash as an insurance policy